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we finally built the bank.

we’ve spent months rebuilding @itstuyo, and it’s now one of the best banking apps in the world full stop.

this is the first version that feels like the product we set out to build. the team absolutely crushed it.

i’m so proud of what we’re putting in people’s hands today. we’ve been talking for a long time about how much more a bank could do for people and the right foundation is finally here.
We have some pretty unreasonable ambitions for banking.

So we rebuilt our entire app to match them.

Meet the new Tuyo.
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or blocking your agent at the door
Somewhere a bank is closed right now
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the stuff i see in our slack lately
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today is the day you find out which timezone each of your recurring meetings was created in if you work a lot us <> europe

now the calendar is slightly messed up for the next couple of weeks until the us changes the time

abolish dst
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switched phone plans yesterday without leaving @bot

went from complaining about my plan's cell coverage to comparing options to seeing an esim landing on my phone and it felt absolutely magical

complex forms are still where agents struggle a lot (this is a blocker for general be vary patient). it got stuck a few times but figured it out incl talking to support when it needed to
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baby steps today but it’s sick to use banking natively with your agents

try it out tuyo.com/ai
Today, we're taking the first step toward this vision.

You can now give AI agents view access to your Tuyo account, and they can take actions after your explicit approval.

tuyo.com/ai
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self-driving money
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Jorge Izquierdo retweeted
Today, we're taking the first step toward this vision.

You can now give AI agents view access to your Tuyo account, and they can take actions after your explicit approval.

tuyo.com/ai
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Jorge Izquierdo retweeted
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pretty crazy to rewatch this video we put out one year ago

cant wait to begin unveiling the work we have been doing on this direction
We are still obsessed with this. More tomorrow.

x.com/itstuyo/status…
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Jorge Izquierdo retweeted
We are still obsessed with this. More tomorrow.

x.com/itstuyo/status…
We gave money to AI
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we’re shutting down @itstuyo’s buy now, pay maybe on october 31. wanted to explain why directly, so i recorded this.

i’m proud we built it. seeing people post screenshots of their banking app because it made them happy was incredible. we spent months fighting for it and trying but never quite found the right balance.

starting nov 1st, tuyo will have the most boring and honest cashback in the world. 1.5%, globally. no caps, no minimums, no categories, no membership.

there’s a lot more we want to build at tuyo, and this gives us the focus to do it. excited to show you what i mean over the next few days.
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Jorge Izquierdo retweeted
Your bank is stealing from you.
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behind the scenes on how we made this week's awesome launch video
The latest Tuyo video is part AI, part hands-on craft.

The magic is in the mix: moving fast with AI, then shaping every detail by hand.

Here’s my workflow, from the first script to the final edit, in 3 phases. 👇
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Jorge Izquierdo retweeted
We caught up with @izqui9, co-founder and CEO of @itstuyo

He believes the concept of a checking and savings account has run its course

Find out why
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opened a linkedin email by mistake today

apparently it is also a gaming thing now
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this is one of my favorite things we’ve shipped in the new @itstuyo.

we finally got cash to the point where your whole balance is earning automatically in the background, all the time.

money comes in, it starts earning. you pay with your card, make a transfer or trade, it comes balance.

4.3% APY right now. turn it on once and just use your account.
We have some pretty unreasonable ambitions for banking.

So we rebuilt our entire app to match them.

Meet the new Tuyo.
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tuyo green got greener
We have some pretty unreasonable ambitions for banking.

So we rebuilt our entire app to match them.

Meet the new Tuyo.
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Jorge Izquierdo retweeted
We have some pretty unreasonable ambitions for banking.

So we rebuilt our entire app to match them.

Meet the new Tuyo.
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> That's not a bug. That's the whole story

i'm starting to develop extreme slop allergy

the second it's obvious i'm reading slop straight out of a model, i stop and move on

i read model output all day and its fine but the dishonesty pretending its human though kills me
Tried to book a hotel with Muse last night. Hilton's site put my agent in a doom loop — third retry, I gave up and booked it myself. That's not a bug. That's the whole story of agentic commerce right now.

This week on More or Less (Jessica's out — three VCs, zero adult supervision):

— My take: MCP and these agent 'protocols' are irrelevant. It's all just APIs. Machines can either reach your service or they can't. The real fight is business and politics: if you let agents intermediate you, the market becomes perfectly efficient and your business is worthless. Hilton gets this. Amazon gets this.

— Dave's counter: there's a difference between a platform inserting itself into your life and a tool YOU send on your behalf. Are we building agents, or building agency?

— Meta and Microsoft just halved their Claude usage. Claude must be so lonely.

— The future isn't standards, it's treaties. I registered agenttreatyframework.com before we finished recording.
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