Introducing goals in Financial IQ.
Tell it what you're saving for and when you want it. It works out what to put away each month and how much of your spare money that uses, so you know the goal is realistic before you start.
Tell it what you're saving for and when you want it. It works out what to put away each month and how much of your spare money that uses, so you know the goal is realistic before you start.
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Saving for more than one thing? A funding plan shares your spare money between your goals: by priority, by deadline, safety first, evenly or in proportion.
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Introducing bills in Financial IQ.
Every regular payment in one place, a calendar of when each one leaves your account and the share of your income they take.
Every regular payment in one place, a calendar of when each one leaves your account and the share of your income they take.
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It also spots regular payments in your transactions that you haven't added yet, so nothing slips past.
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Financial IQ retweeted
Love this. Been working on a version of this. But working through all the features and UX, this is brilliant. Well done @FinancialIQapp !!
Introducing take-home pay in Financial IQ.
Put in your salary, pension and student loan to see exactly what lands in your account each month. Then ask what if: a pay rise, a bigger pension or the day your student loan is finally paid off.
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Introducing take-home pay in Financial IQ.
Put in your salary, pension and student loan to see exactly what lands in your account each month. Then ask what if: a pay rise, a bigger pension or the day your student loan is finally paid off.
Put in your salary, pension and student loan to see exactly what lands in your account each month. Then ask what if: a pay rise, a bigger pension or the day your student loan is finally paid off.
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Line up to three what-ifs side by side, line by line. In this example, a £5,000 pay rise adds £192/month after tax, National Insurance, student loan and pension.
Paying 3% more into your pension instead costs just £93/month in take-home.
Paying 3% more into your pension instead costs just £93/month in take-home.
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Take-home pay is free forever on Financial IQ. Try it at financialiq.co.uk
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Direct Debit is now in Financial IQ, so you can stop chasing invoices.
Your customer signs up once, then Financial IQ collects each new invoice automatically, settles it and records the GoCardless fee in your books.
Your customer signs up once, then Financial IQ collects each new invoice automatically, settles it and records the GoCardless fee in your books.
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If a payment fails you can see why. Where GoCardless is already retrying it Financial IQ tells you, so you don't chase a customer who's about to pay.
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GoCardless charge 1% + 20p a payment on their Standard plan, capped at £4 plus VAT, with 0.3% more on any part over £2,000. Financial IQ adds nothing on top. financialiq.co.uk/business
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Introducing your live tax position in Financial IQ.
See your tax bill build through the year, what's already been paid through PAYE and exactly how much to put away each month so the January bill is covered.
See your tax bill build through the year, what's already been paid through PAYE and exactly how much to put away each month so the January bill is covered.
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Every figure shows its working. Tap "How is this worked out?" and it explains the sum in plain English.
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Self Assessment is in beta. Your live tax position is free forever on Financial IQ. Try it at financialiq.co.uk
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Introducing budgets in Financial IQ.
See what you typically spend in each category over the last six months, so every limit you set is realistic. Then see exactly where your income goes and how much of it hasn't been given a job yet.
See what you typically spend in each category over the last six months, so every limit you set is realistic. Then see exactly where your income goes and how much of it hasn't been given a job yet.
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Budget the way that suits you: 50/30/20, zero-based, pay yourself first, envelopes, an anti-budget or a system of your own. Change it whenever you like.
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Budgets are free forever on Financial IQ. Try it at financialiq.co.uk
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