Madame Lalucq,
Ce qui s’est passé chez Binance est grave.
Personne dans le secteur ne le minimise.
Mais en tirer une conclusion sur « les cryptos et la fiabilité », c’est comme juger l’euro à chaque braquage de banque.
Regardons les faits d’hier soir.
Le vol a été visible en temps réel par n’importe qui, n’importe où. En quelques heures, environ 3 milliards de dollars ont été gelés on-chain.
La plateforme annonce couvrir ses clients et rouvrir les retraits sous deux jours.
Je ne connais pas beaucoup de systèmes où l’on peut suivre et bloquer près de la moitié d’un vol de cette taille en une nuit.
La finance traditionnelle n’a pas de leçon de fiabilité à donner.
Wirecard : 1,9 milliard d’euros qui n’ont jamais existé, pendant que la BaFin portait plainte contre les journalistes qui l’avaient révélé.
Danske Bank : environ 200 milliards d’euros de flux suspects via une seule succursale.
Credit Suisse : racheté en urgence en un week-end, avec garanties publiques.
Chypre en 2013 : les dépôts non garantis ponctionnés.
À aucun moment on n’a conclu que « la banque » était un concept peu fiable. On a identifié des défaillances d’acteurs, et on a corrigé les règles.
C’est exactement ce que l’Europe a fait avec MiCA. Vous avez participé à ce travail. Le cadre existe, il est exigeant, et il fonctionne.
Des dizaines d’entreprises européennes ont investi des années et des millions pour s’y conformer : supervision, ségrégation des actifs clients, fonds propres, résilience opérationnelle.
Quand la présidente de la commission ECON met tout le secteur dans le même sac en une phrase, elle dit aux épargnants qu’être régulé ou non ne change rien. Le message qu’ils en retiennent n’est pas « méfiez-vous de la crypto », c’est « peu importe où vous allez ».
Et ils iront là où vos règles ne s’appliquent pas.
L’Europe a aujourd’hui le cadre crypto le plus solide au monde. C’est un avantage que les États-Unis et l’Asie regardent de près. Il mérite d’être défendu par ceux qui l’ont construit, pas affaibli dès qu’un acteur tombe.
Ce qui s’est passé chez Binance est grave.
Personne dans le secteur ne le minimise.
Mais en tirer une conclusion sur « les cryptos et la fiabilité », c’est comme juger l’euro à chaque braquage de banque.
Regardons les faits d’hier soir.
Le vol a été visible en temps réel par n’importe qui, n’importe où. En quelques heures, environ 3 milliards de dollars ont été gelés on-chain.
La plateforme annonce couvrir ses clients et rouvrir les retraits sous deux jours.
Je ne connais pas beaucoup de systèmes où l’on peut suivre et bloquer près de la moitié d’un vol de cette taille en une nuit.
La finance traditionnelle n’a pas de leçon de fiabilité à donner.
Wirecard : 1,9 milliard d’euros qui n’ont jamais existé, pendant que la BaFin portait plainte contre les journalistes qui l’avaient révélé.
Danske Bank : environ 200 milliards d’euros de flux suspects via une seule succursale.
Credit Suisse : racheté en urgence en un week-end, avec garanties publiques.
Chypre en 2013 : les dépôts non garantis ponctionnés.
À aucun moment on n’a conclu que « la banque » était un concept peu fiable. On a identifié des défaillances d’acteurs, et on a corrigé les règles.
C’est exactement ce que l’Europe a fait avec MiCA. Vous avez participé à ce travail. Le cadre existe, il est exigeant, et il fonctionne.
Des dizaines d’entreprises européennes ont investi des années et des millions pour s’y conformer : supervision, ségrégation des actifs clients, fonds propres, résilience opérationnelle.
Quand la présidente de la commission ECON met tout le secteur dans le même sac en une phrase, elle dit aux épargnants qu’être régulé ou non ne change rien. Le message qu’ils en retiennent n’est pas « méfiez-vous de la crypto », c’est « peu importe où vous allez ».
Et ils iront là où vos règles ne s’appliquent pas.
L’Europe a aujourd’hui le cadre crypto le plus solide au monde. C’est un avantage que les États-Unis et l’Asie regardent de près. Il mérite d’être défendu par ceux qui l’ont construit, pas affaibli dès qu’un acteur tombe.
Les cryptos et la fiabilité, une illustration.Community noteFiabilité : Probabilité pour qu'une pièce primaire, un dispositif ou un équipement complet soit utilisé sans défaillance pendant une période de temps déterminée, dans des conditions opérationnelles spécifiées.
La défaillance ici, c'est Binance (Une Banque)
github.com/bitcoin/bitcoin
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spdy retweeted
.@swissborg brought together two experts to pick their favorite privacy coins. Head of Investment Products, Aurélien @spdy dives into his knowledge on $LTC and all the reasons its the winner!
Watch it on YT: youtu.be/Dca_m8D78LM
Watch it on YT: youtu.be/Dca_m8D78LM
One hour to go. 🔔
If you could only pay with one of them tomorrow, $ZEC or $LTC? 👇
@Cyrus_Fazel makes the case for Zcash. Aurélien (@spdy) fights for Litecoin. Then you pick the winner in Friday’s poll here on X.
Altcoin Arena premieres at 18:00 CET 👉 youtu.be/Dca_m8D78LM
@zcash @litecoin @LTCFoundation
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spdy retweeted
Privacy is our next battleground, and tonight I’m defending $ZEC against @spdy and his $LTC. ⚔️
Altcoin Arena, 18:00 CET.
Come and watch me take it to 2–0.
Altcoin Arena, 18:00 CET.
Come and watch me take it to 2–0.
One hour to go. 🔔
If you could only pay with one of them tomorrow, $ZEC or $LTC? 👇
@Cyrus_Fazel makes the case for Zcash. Aurélien (@spdy) fights for Litecoin. Then you pick the winner in Friday’s poll here on X.
Altcoin Arena premieres at 18:00 CET 👉 youtu.be/Dca_m8D78LM
@zcash @litecoin @LTCFoundation
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spdy retweeted
If Ethereum gets fast and easy enough, what’s left for Solana? 👀
Aurélien (@spdy) makes his case: main-network capacity up around 7x in two years, a roadmap to blocks every few seconds, and native smart wallets with passkeys, Face ID and gas paid in any token.
Can $SOL keep fires back in Altcoin Arena.
@ethereum @solana
Aurélien (@spdy) makes his case: main-network capacity up around 7x in two years, a roadmap to blocks every few seconds, and native smart wallets with passkeys, Face ID and gas paid in any token.
Can $SOL keep fires back in Altcoin Arena.
@ethereum @solana
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spdy retweeted
my take plus a little fud.
i think at this point we're just following the stock market. nothing more complicated than that.
we're not bullish unless stocks are bullish.
look around.
the Fed meets next week, oil prices are rising, inflation is still a problem, geopolitical tensions are everywhere, gold and metals dumping, and the bond market isn't making life any easier.
meanwhile, big tech is starting to face some uncomfortable questions about the hundreds of billions being poured into AI and whether those insane valuations can actually be justified.
US midterms are less than two weeks away, adding another layer of uncertainty.
and crypto?
we've got our own problems. hacks, exploits, overleveraged traders getting wiped out on both sides, and a market that seems to need Wall Street's permission to go up.
i'm struggling to find a crypto-specific catalyst strong enough to change the bigger picture.
sure, we can bounce. we can squeeze the shit out of shorts. we can have a beautiful green day that get everyone excited again.
but a relief rally and a sustainable bull market are two very different things.
i'm not saying we can't go higher from here. i'm saying that until equities find their footing and real risk appetite comes back, it's hard for me to see crypto starting a meaningful bull run on its own.
we're not leading anything right now.
we're following.
i think at this point we're just following the stock market. nothing more complicated than that.
we're not bullish unless stocks are bullish.
look around.
the Fed meets next week, oil prices are rising, inflation is still a problem, geopolitical tensions are everywhere, gold and metals dumping, and the bond market isn't making life any easier.
meanwhile, big tech is starting to face some uncomfortable questions about the hundreds of billions being poured into AI and whether those insane valuations can actually be justified.
US midterms are less than two weeks away, adding another layer of uncertainty.
and crypto?
we've got our own problems. hacks, exploits, overleveraged traders getting wiped out on both sides, and a market that seems to need Wall Street's permission to go up.
i'm struggling to find a crypto-specific catalyst strong enough to change the bigger picture.
sure, we can bounce. we can squeeze the shit out of shorts. we can have a beautiful green day that get everyone excited again.
but a relief rally and a sustainable bull market are two very different things.
i'm not saying we can't go higher from here. i'm saying that until equities find their footing and real risk appetite comes back, it's hard for me to see crypto starting a meaningful bull run on its own.
we're not leading anything right now.
we're following.
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We are trying a new format here.
$ETH will win.
$ETH will win.
Ethereum or Solana: which chain wins the next wave of users, apps and money? ⚔️
Tonight, Altcoin Arena opens with the true heavyweight battle.
@Cyrus_Fazel backs $SOL, and Aurélien (@spdy) defends $ETH.
Opening cases, three tough questions, a Layer 2 showdown.
Then YOU choose l tomorrow.
Premiere tonight, 18:00 CEST 👉 youtu.be/n_WYH_r8wnU
@solana @ethereum
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spdy retweeted
Hardware wallet news has many rethinking how they hold crypto.
Self-custody means getting every step right, from genuine, untampered hardware to keeping your recovery phrase safe.
At SwissBorg, there’s a better way, without the stress.
Swipe to see how we protect your crypto.
Self-custody means getting every step right, from genuine, untampered hardware to keeping your recovery phrase safe.
At SwissBorg, there’s a better way, without the stress.
Swipe to see how we protect your crypto.
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spdy retweeted
It's pretty funny that it seems the one thing Mistral Large 4 is actually leading on is a benchmark about regulation
Another EU banger
Another EU banger
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spdy retweeted
We 💛 🇨🇭 gold and we 💜 @solana 💚!
BREAKING: @DGLD_Official, the tokenized gold from Swiss refiner MKS PAMP, is now live on Solana.
Over a million @swissborg users can buy it in the app from today, with liquidity managed by @ArrakisFinance.
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spdy retweeted
BREAKING: @DGLD_Official, the tokenized gold from Swiss refiner MKS PAMP, is now live on Solana.
Over a million @swissborg users can buy it in the app from today, with liquidity managed by @ArrakisFinance.
Over a million @swissborg users can buy it in the app from today, with liquidity managed by @ArrakisFinance.
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spdy retweeted
$EDEL is now supported on SwissBorg.
@edeldotfinance is an equity issuer and perpetual trading venue on Canton Network, and has recently joined the DTCC Digital Assets Solutions Industry Working Group.
They're building the infrastructure for tokenised equity markets, connecting ution and institutional environments into one system.
Swap to EDEL from 12 fiats or 400+ assets in one tap.
Is tokenised equity the next big narrative? Tell us below 👇
Engineered in Switzerland 🇨🇭 Licensed in Europe 🇪🇺
Growing Wealth Together.
@edeldotfinance is an equity issuer and perpetual trading venue on Canton Network, and has recently joined the DTCC Digital Assets Solutions Industry Working Group.
They're building the infrastructure for tokenised equity markets, connecting ution and institutional environments into one system.
Swap to EDEL from 12 fiats or 400+ assets in one tap.
Is tokenised equity the next big narrative? Tell us below 👇
Engineered in Switzerland 🇨🇭 Licensed in Europe 🇪🇺
Growing Wealth Together.
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spdy retweeted
The hottest new chain in crypto, now on SwissBorg.
Robinhood Chain by @RobinhoodCrypto is live on the SwissBorg Meta-Exchange, the sixth network connected to our unique Smart Engine.
🔃 Swap from 12 fiats or 400+ assets straight into Robinhood Chain tokens
😌 No bridges. No H needed for gas.
If you trade onchain, we have class-leading on-ramps into Robinhood Chain. And when you are ready, the simplest off-ramp back to 12 fiats.
Which Robinhood Chain tokens do you want to see supported on SwissBorg, and why? 👇
Robinhood Chain by @RobinhoodCrypto is live on the SwissBorg Meta-Exchange, the sixth network connected to our unique Smart Engine.
🔃 Swap from 12 fiats or 400+ assets straight into Robinhood Chain tokens
😌 No bridges. No H needed for gas.
If you trade onchain, we have class-leading on-ramps into Robinhood Chain. And when you are ready, the simplest off-ramp back to 12 fiats.
Which Robinhood Chain tokens do you want to see supported on SwissBorg, and why? 👇
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spdy retweeted
Gold has rebounded from its support at $4k and based on global liquidity and rising demand we could easily see $5k or higher in the coming months.
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spdy retweeted
Your kids have an asset many investors dream of buying: time. ⏳
Put it to work with the SwissBorg Kids Bundle. Auto-rebalanced, zero fees in & out, built for their future.
Understand its power today ⤵️
swissborg.com/crypto-bundles…
Put it to work with the SwissBorg Kids Bundle. Auto-rebalanced, zero fees in & out, built for their future.
Understand its power today ⤵️
swissborg.com/crypto-bundles…
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Grow & Protect their wealth at the same time: Auto-invest every month or week for their future into the Kids Bundle.
Start now at @swissborg.
Start now at @swissborg.
Your kids have an asset many investors dream of buying: time. ⏳
Put it to work with the SwissBorg Kids Bundle. Auto-rebalanced, zero fees in & out, built for their future.
Understand its power today ⤵️
swissborg.com/crypto-bundles…
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spdy retweeted
🏅 Gold is back for Europeans 🥳
ethereum:0xa9299c296d7830a99414d1e5546f5171fa01e9c8 — physical gold, backed by MKS PAMP, a world's leading refiners — can now be traded in the SwissBorg app
Physical Gold (ethereum:0xa9299c296d7830a99414d1e5546f5171fa01e9c8) vs Digital Gold ($BTC) - which one would you set an auto-invest on today? 👇
ethereum:0xa9299c296d7830a99414d1e5546f5171fa01e9c8 — physical gold, backed by MKS PAMP, a world's leading refiners — can now be traded in the SwissBorg app
Physical Gold (ethereum:0xa9299c296d7830a99414d1e5546f5171fa01e9c8) vs Digital Gold ($BTC) - which one would you set an auto-invest on today? 👇
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Got kids?
Setup an auto-invest on the Kids Bundle and come back in 10 years 💚
Setup an auto-invest on the Kids Bundle and come back in 10 years 💚
Saving for your child? The uncomfortable truth: over 18 years in a regular savings account, the same money quietly buys less and less. 👇
The new SwissBorg Kids Bundle was built for exactly that horizon.
Three parts, three jobs: Stability. Growth. Protection.
Rebalanced rter, so you never have to make an emotional decision.
Invest from around CHF 50, with no purchase fee and no lock-up.
One portfolio, built for the day you hand it over.
Make time work for them. 💚
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