Pinned Tweet
🚨Major personal update
I'm launching my new company live from Manatthan.
Monyz ❌5 years ago.
0 followers at the start Posts that got 5 likes
Nobody believed payments could interest anyone.
Today
➡️ +100 000 followers
➡️ +15 millions views per month
➡️ Work with es in the industry.
I help fintech brands become visible. Turn attention into revenue.
Stablecoins. AI. Modern Core Banking Infrastructure. Agents everywhere.
Everything's about to shift at once, and most brands aren't ready.
Money runs the world.
Time to make Fintech famous.
I'm launching my new company live from Manatthan.
Monyz ❌5 years ago.
0 followers at the start Posts that got 5 likes
Nobody believed payments could interest anyone.
Today
➡️ +100 000 followers
➡️ +15 millions views per month
➡️ Work with es in the industry.
I help fintech brands become visible. Turn attention into revenue.
Stablecoins. AI. Modern Core Banking Infrastructure. Agents everywhere.
Everything's about to shift at once, and most brands aren't ready.
Money runs the world.
Time to make Fintech famous.
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He sold his first company for about €100M, then started again from zero.
Pieter van der Does built @Adyen, valued at €26B today.
Born in 1969 in Amstelveen. In 1999, he co-founds Bibit, an online payments company, and the Royal Bank of Scotland buys it in 2004.
In 2006, he t Schuijff. They name the new company Adyen, which means “start again” in Sranan Tongo.
It becomes the processor behind Spotify, Netflix and eBay, and lists in Amsterdam in June 2018 at €13.4B.
→ 2020 : €684.2M net revenue for the full year.
→ Q3 2026 : €738.1M net revenue (+23%), €451.1B processed volume (+30%).
→ 2026 : adds Talon.One and Orb, joins the ECB’s digital euro pilot.
→ Oct 2026 : market cap of about €26B.
Source : Wikipedia, Adyen Q3 2026 business update.
#adyen #payments #fintech #founders #pietervanderdoes
Pieter van der Does built @Adyen, valued at €26B today.
Born in 1969 in Amstelveen. In 1999, he co-founds Bibit, an online payments company, and the Royal Bank of Scotland buys it in 2004.
In 2006, he t Schuijff. They name the new company Adyen, which means “start again” in Sranan Tongo.
It becomes the processor behind Spotify, Netflix and eBay, and lists in Amsterdam in June 2018 at €13.4B.
→ 2020 : €684.2M net revenue for the full year.
→ Q3 2026 : €738.1M net revenue (+23%), €451.1B processed volume (+30%).
→ 2026 : adds Talon.One and Orb, joins the ECB’s digital euro pilot.
→ Oct 2026 : market cap of about €26B.
Source : Wikipedia, Adyen Q3 2026 business update.
#adyen #payments #fintech #founders #pietervanderdoes
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How Apple Makes Money? $478.8B in revenue in 2026.
Services, including Apple Pay, make 26% of revenue.
The iPhone brings the volume. Services bring the margin: a record $31.6B in Q4 (+10%) at a 76% gross margin, against 47.9% for Apple overall.
@Apple sits in that Services ll cut from card issuers on each transaction, and the payment runs on card networks like Visa and Mastercard.
→ FY2026 revenue : $478.8B (+15%)
→ Services FY2026 : $123.3B (+13%)
→ Services gross margin : 76%
→ Apple Pay : available in 90+ markets
The iPhone brings the customers, Services bring the margin.
Source : Apple Q4 2026 results.
Follow @arthur_bedel
#apple #applepay #payments #fintech
Services, including Apple Pay, make 26% of revenue.
The iPhone brings the volume. Services bring the margin: a record $31.6B in Q4 (+10%) at a 76% gross margin, against 47.9% for Apple overall.
@Apple sits in that Services ll cut from card issuers on each transaction, and the payment runs on card networks like Visa and Mastercard.
→ FY2026 revenue : $478.8B (+15%)
→ Services FY2026 : $123.3B (+13%)
→ Services gross margin : 76%
→ Apple Pay : available in 90+ markets
The iPhone brings the customers, Services bring the margin.
Source : Apple Q4 2026 results.
Follow @arthur_bedel
#apple #applepay #payments #fintech
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🔫🇨🇴 He grew up in Colombia’s drug wars.
@velez_david built @nubank, valued at $56B today.
At 9, his family moves from Medellín to Costa Rica. He studies at Stanford, works at Morgan Stanley, Goldman Sachs and General Atlantic, then becomes a Sequoia partner in Brazil.
There he ng about 80% of the market. In 2013, at 31, he co-founds Nubank from a rented house in São Paulo. In 2014, they launch a purple credit card with no annual fee.
→ Dec 2021 : lists on the NYSE.
→ Q2 2026 : $1.061B net income, the first quarter above $1B.
→ Customers : 139M across Brazil, Mexico and Colombia.
→ Nov 2026 : market cap of about $56B.
From Medellín to 139 million customers.
Source : Forbes, Nubank Q2 2026 results.
#nubank #fintech #banking #founders #payments
@velez_david built @nubank, valued at $56B today.
At 9, his family moves from Medellín to Costa Rica. He studies at Stanford, works at Morgan Stanley, Goldman Sachs and General Atlantic, then becomes a Sequoia partner in Brazil.
There he ng about 80% of the market. In 2013, at 31, he co-founds Nubank from a rented house in São Paulo. In 2014, they launch a purple credit card with no annual fee.
→ Dec 2021 : lists on the NYSE.
→ Q2 2026 : $1.061B net income, the first quarter above $1B.
→ Customers : 139M across Brazil, Mexico and Colombia.
→ Nov 2026 : market cap of about $56B.
From Medellín to 139 million customers.
Source : Forbes, Nubank Q2 2026 results.
#nubank #fintech #banking #founders #payments
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PayPal brings in about $32B in revenue.
Stripe brings in about $7B and is worth 3.5x more. 📈
Mastercard and PayPal make about the same revenue. Mastercard is valued at $484B, PayPal at $45B.
→ Visa : $677B, about $39B revenue
→ Mastercard : $484B, about $32B revenue
→ 2B revenue
→ Shopify : $195B, about $12B revenue
→ Stripe : $159B, about $7B revenue
The reason for the Stripe premium: billing, tax, revenue management and stablecoins through Bridge. Investors pay 23x revenue for that scope.
Stripe is priced as the platform of the next decade of commerce.
Source : Multiples, October 4, 2026.
#payments #fintech #stripe #paypal #mastercard
Stripe brings in about $7B and is worth 3.5x more. 📈
Mastercard and PayPal make about the same revenue. Mastercard is valued at $484B, PayPal at $45B.
→ Visa : $677B, about $39B revenue
→ Mastercard : $484B, about $32B revenue
→ 2B revenue
→ Shopify : $195B, about $12B revenue
→ Stripe : $159B, about $7B revenue
The reason for the Stripe premium: billing, tax, revenue management and stablecoins through Bridge. Investors pay 23x revenue for that scope.
Stripe is priced as the platform of the next decade of commerce.
Source : Multiples, October 4, 2026.
#payments #fintech #stripe #paypal #mastercard
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🚨 OnePay just turned stablecoins into a checking account deposit
Not a crypto wallet. A real checking balance.
@onepay just launched stablecoin deposits for select US checking accounts, powered by Stripe’s Bridge infrastructure.
➡️ Send USDC across 12 chains straight into idge runs the compliance and converts to USD behind the scenes.
The money lands in your OnePay checking balance within moments.
No separate crypto account.
Zero conversion fees at launch.
Most people look at this and see a neat consumer feature...
They’re missing the entire picture.
OnePay isn’t chasing crypto wallets.
It’s going after the legacy US banking rails.
For decades, moving money into a bank meant:
👉 2 to 3 business days of ACH clearing
👉 Wire transfer cutoff times
👉 Weekend blackouts
👉 Outrageous correspondent banking fees
OnePay customers now get a parallel path.
A user or cross-border contractor sends digital dollars, and they show up as spendable dollars in their OnePay checking account. Instantly.
As for Stripe, it didn’t buy Bridge for crypto. It bought Bridge to replace ACH.
OnePay is one of the first to put that bet directly in consumers’ hands.
$1.79 trillion in adjusted stablecoin volume moved in June alone (+125% YoY).
That volume is not staying on speculation desks anymore.
➡️ With OnePay, it’s turning into instant bank deposits.
So who wins this race: banks, or the apps building on stablecoin rails? 👇
Not a crypto wallet. A real checking balance.
@onepay just launched stablecoin deposits for select US checking accounts, powered by Stripe’s Bridge infrastructure.
➡️ Send USDC across 12 chains straight into idge runs the compliance and converts to USD behind the scenes.
The money lands in your OnePay checking balance within moments.
No separate crypto account.
Zero conversion fees at launch.
Most people look at this and see a neat consumer feature...
They’re missing the entire picture.
OnePay isn’t chasing crypto wallets.
It’s going after the legacy US banking rails.
For decades, moving money into a bank meant:
👉 2 to 3 business days of ACH clearing
👉 Wire transfer cutoff times
👉 Weekend blackouts
👉 Outrageous correspondent banking fees
OnePay customers now get a parallel path.
A user or cross-border contractor sends digital dollars, and they show up as spendable dollars in their OnePay checking account. Instantly.
As for Stripe, it didn’t buy Bridge for crypto. It bought Bridge to replace ACH.
OnePay is one of the first to put that bet directly in consumers’ hands.
$1.79 trillion in adjusted stablecoin volume moved in June alone (+125% YoY).
That volume is not staying on speculation desks anymore.
➡️ With OnePay, it’s turning into instant bank deposits.
So who wins this race: banks, or the apps building on stablecoin rails? 👇
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He was broke, so he built a way to pay later.
@klarnaseb built @Klarna, valued at $5.16B today.
Polish parents who fled communism. A father who drove a taxi. Burger King at 15. Welfare and food stamps in his early 20s.
Then a factoring job shows him the problem: small merchants rce.
In 2005, he launches Kreditor on a $60,000 seed. It becomes Klarna in 2009.
→ July 2021 : valuation peaks at $45.6B.
→ Sept 2025 : lists on the NYSE.
→ Q2 2026 : $1.042B in revenue, 120M consumers.
→ Oct 2026 : market cap of about $5.16B.
From food stamps to 120 million consumers.
Source : Sequoia Capital, Klarna Q2 2026 results.
#klarna #bnpl #fintech #payments #founders
@klarnaseb built @Klarna, valued at $5.16B today.
Polish parents who fled communism. A father who drove a taxi. Burger King at 15. Welfare and food stamps in his early 20s.
Then a factoring job shows him the problem: small merchants rce.
In 2005, he launches Kreditor on a $60,000 seed. It becomes Klarna in 2009.
→ July 2021 : valuation peaks at $45.6B.
→ Sept 2025 : lists on the NYSE.
→ Q2 2026 : $1.042B in revenue, 120M consumers.
→ Oct 2026 : market cap of about $5.16B.
From food stamps to 120 million consumers.
Source : Sequoia Capital, Klarna Q2 2026 results.
#klarna #bnpl #fintech #payments #founders
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🇪🇺 Christine Lagarde leaves the ECB on February 7, 2027, nine months early.
The digital euro now needs a new captain.
Europe’s payments stack is getting a new layer.
→ Cards : Visa and Mastercard stay the backbone.
→ Wero : account-to-account, 47M+ registered users.
→ ders picked for a 12-month pilot in H2 2027.
First issuance is targeted for 2029, if EU law is adopted in 2026.
Her successor inherits the biggest payments project in Europe.
#digitaleuro #ecb #payments #fintech #cbdc
The digital euro now needs a new captain.
Europe’s payments stack is getting a new layer.
→ Cards : Visa and Mastercard stay the backbone.
→ Wero : account-to-account, 47M+ registered users.
→ ders picked for a 12-month pilot in H2 2027.
First issuance is targeted for 2029, if EU law is adopted in 2026.
Her successor inherits the biggest payments project in Europe.
#digitaleuro #ecb #payments #fintech #cbdc
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At $200B, Nik Storonsky’s Revolut stake is worth $34.8B.
Employees together hold even more: $42.2B.
Revolut was valued at $115B in July 2026. Dealroom assumes a sale or listing would land at $200B or more, so every stake is priced at $200B.
Insiders hold 41.3%.
→ Founders : ee shares : 21.1% ($42.2B)
→ Index Ventures : 7.8% ($15.6B)
→ DST Global : 6.4% ($12.8B)
→ Ribbit Capital : 5% ($10B)
→ Balderton : 4.3% ($8.6B)
→ Other holders : 26.9% ($53.8B), about 4,000 holders
A $42.2B employee pool locks talent in.
Revolut belongs first to the people who build it.
#revolut #fintech #neobank #payments #venturecapital
Employees together hold even more: $42.2B.
Revolut was valued at $115B in July 2026. Dealroom assumes a sale or listing would land at $200B or more, so every stake is priced at $200B.
Insiders hold 41.3%.
→ Founders : ee shares : 21.1% ($42.2B)
→ Index Ventures : 7.8% ($15.6B)
→ DST Global : 6.4% ($12.8B)
→ Ribbit Capital : 5% ($10B)
→ Balderton : 4.3% ($8.6B)
→ Other holders : 26.9% ($53.8B), about 4,000 holders
A $42.2B employee pool locks talent in.
Revolut belongs first to the people who build it.
#revolut #fintech #neobank #payments #venturecapital
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At 27, Vijay Shekhar Sharma earns $135 a month (₹10,000).
At 48, his company Paytm is valued at $10.85B (₹1.06 trillion).
In 2005, he runs a small company selling mobile content. Cricket scores, jokes, ringtones. Families of prospective brides stop calling back once they learn advises him to close the company and take a ₹30,000 job.
He keeps going.
2010 : he founds @Paytm.
2017 : India’s youngest billionaire. 🇮🇳
Nov 2021 : $2.5B IPO.
FY26 : first full year of profit.
The stock fell to ₹344B in market cap by the end of 2022.
Today it sits at about ₹1.06 trillion.
From a $135 salary to a $10.85B company.
#paytm #fintech #india #payments #founders
At 48, his company Paytm is valued at $10.85B (₹1.06 trillion).
In 2005, he runs a small company selling mobile content. Cricket scores, jokes, ringtones. Families of prospective brides stop calling back once they learn advises him to close the company and take a ₹30,000 job.
He keeps going.
2010 : he founds @Paytm.
2017 : India’s youngest billionaire. 🇮🇳
Nov 2021 : $2.5B IPO.
FY26 : first full year of profit.
The stock fell to ₹344B in market cap by the end of 2022.
Today it sits at about ₹1.06 trillion.
From a $135 salary to a $10.85B company.
#paytm #fintech #india #payments #founders
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In 1998, Benoît Grisoni is just a customer advisor.
28 years later, he runs BoursoBank, valued at €14 billion.
He joins Fimatex, a Société Générale subsidiary, valued at about €913M at its 2000 IPO.
Then one step at a time, in the same house. CEO in 2017, at 43, when st million clients.
June 2026: 9.1M clients, €102B in assets, €176M record H1 net income.
BoursoBank now has more clients than the Société Générale branch network.
In October 2026, he also becomes deputy head of Société Générale’s French retail banking.
From €913M to €14B. From customer advisor to CEO. 🇫🇷
#boursobank #neobank #fintech #banking #payments
28 years later, he runs BoursoBank, valued at €14 billion.
He joins Fimatex, a Société Générale subsidiary, valued at about €913M at its 2000 IPO.
Then one step at a time, in the same house. CEO in 2017, at 43, when st million clients.
June 2026: 9.1M clients, €102B in assets, €176M record H1 net income.
BoursoBank now has more clients than the Société Générale branch network.
In October 2026, he also becomes deputy head of Société Générale’s French retail banking.
From €913M to €14B. From customer advisor to CEO. 🇫🇷
#boursobank #neobank #fintech #banking #payments
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Revolut £1.7B profit 🆚 Monzo £87M
4.5x more customers and almost 20x more profit.
@Revolut makes money on movement. £3.4B of its £4.5B revenue is fees from cards, FX, subscriptions and wealth. Rate cycles matter less.
@monzo makes money on balances and lending. Deposits hit 2.6B.
Profit per customer says it all. Revolut earns about £25. Monzo earns about £11 adjusted.
Monzo reinvests hard. 74% cost-to-income, Ireland live, Spain next.
Valuations: Revolut $115B, Monzo $5.9B.
Revolut is built for scale. Monzo is built for depth.
#revolut #monzo #neobank #fintech #payments
4.5x more customers and almost 20x more profit.
@Revolut makes money on movement. £3.4B of its £4.5B revenue is fees from cards, FX, subscriptions and wealth. Rate cycles matter less.
@monzo makes money on balances and lending. Deposits hit 2.6B.
Profit per customer says it all. Revolut earns about £25. Monzo earns about £11 adjusted.
Monzo reinvests hard. 74% cost-to-income, Ireland live, Spain next.
Valuations: Revolut $115B, Monzo $5.9B.
Revolut is built for scale. Monzo is built for depth.
#revolut #monzo #neobank #fintech #payments
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Kristo Käärmann’s first company made no money.
His second one, Wise, did $2.5B in revenue last year.
At 19 he built Investor.ee. Then he consulted for European banks at @PwC and @Deloitte.
In London his bank used a rate about 5% worse than the real one. His friend pounds and was paid in euros. They swapped money at the real rate. That became TransferWise.
May 2026: Nasdaq primary listing.
FY2026: $2.5B net revenue, $660.4M pre-tax income, 26.4% margin.
A bad exchange rate on his own paycheck became a $2.5B company.
Source : Wise FY2026 results.
#wise #fintech #payments #crossborderpayments #founders
His second one, Wise, did $2.5B in revenue last year.
At 19 he built Investor.ee. Then he consulted for European banks at @PwC and @Deloitte.
In London his bank used a rate about 5% worse than the real one. His friend pounds and was paid in euros. They swapped money at the real rate. That became TransferWise.
May 2026: Nasdaq primary listing.
FY2026: $2.5B net revenue, $660.4M pre-tax income, 26.4% margin.
A bad exchange rate on his own paycheck became a $2.5B company.
Source : Wise FY2026 results.
#wise #fintech #payments #crossborderpayments #founders
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Revolut added 15.3M customers in one year.
France alone brought 2.5M.
→ 🇬🇧 UK : 13M, +18%
→ 🇫🇷 France : 8M, +45%
→ 🇪🇸 Spain : 7M, +32%
→ 🇮🇹 Italy : 6M, +40%
→ 🇵🇱 Poland : 5.5M, +17%
France added more customers than the UK. These 4 markets drove more than half of all new 59%. Netherlands +50%. US +230% at 1M customers.
25 markets, average growth +28%.
Source: @DateioFintech
#revolut #fintech #neobank #banking #payments
France alone brought 2.5M.
→ 🇬🇧 UK : 13M, +18%
→ 🇫🇷 France : 8M, +45%
→ 🇪🇸 Spain : 7M, +32%
→ 🇮🇹 Italy : 6M, +40%
→ 🇵🇱 Poland : 5.5M, +17%
France added more customers than the UK. These 4 markets drove more than half of all new 59%. Netherlands +50%. US +230% at 1M customers.
25 markets, average growth +28%.
Source: @DateioFintech
#revolut #fintech #neobank #banking #payments
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Elon Musk took $22M from his first company and put $12M of it into a payments startup.
1995: Zip2.
1999: Compaq buys it for $307M, Elon gets $22M.
1999: X.com, an online bank with email payments. It merges with Confinity, becomes PayPal, and eBay buys it for es home about $175M.
That money builds @SpaceX, @Tesla, @Neuralink, @boringcompany, @OpenAI, X and xAI.
2017: he buys the X.com domain back.
2023: Twitter becomes @X.
His net worth is estimated between $985B and $989B (as of October 23, 2026). It all started with payments.
Source : Wikipedia, Forbes.
#elonmusk #paypal #payments #fintech #founders
1995: Zip2.
1999: Compaq buys it for $307M, Elon gets $22M.
1999: X.com, an online bank with email payments. It merges with Confinity, becomes PayPal, and eBay buys it for es home about $175M.
That money builds @SpaceX, @Tesla, @Neuralink, @boringcompany, @OpenAI, X and xAI.
2017: he buys the X.com domain back.
2023: Twitter becomes @X.
His net worth is estimated between $985B and $989B (as of October 23, 2026). It all started with payments.
Source : Wikipedia, Forbes.
#elonmusk #paypal #payments #fintech #founders
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Stripe and Revolut are worth almost half of the 10 most valuable fintechs in the world
Stripe 🇺🇸 $159B
Revolut 🇬🇧 $115B
Ant Group 🇨🇳 $79B
Ramp 🇺🇸 $60B
Ripple 🇺🇸 $50B
OKX 🇸🇨 $25B
Kalshi 🇺🇸 $22B
Kraken 🇺🇸 $21B
Polymarket 🇺🇸 $21B
Crypto .com 🇸🇬 $20B
Stripe and Revolut = $274B, 48% ple, OKX, Kraken, Crypto .com, Kalshi and Polymarket combined = $159B. Exactly Stripe's valuation.
The US owns 6 of the 10 spots.
Source : Multiples, October 18, 2026.
#fintech #stripe #revolut #crypto #unicorn
Stripe 🇺🇸 $159B
Revolut 🇬🇧 $115B
Ant Group 🇨🇳 $79B
Ramp 🇺🇸 $60B
Ripple 🇺🇸 $50B
OKX 🇸🇨 $25B
Kalshi 🇺🇸 $22B
Kraken 🇺🇸 $21B
Polymarket 🇺🇸 $21B
Crypto .com 🇸🇬 $20B
Stripe and Revolut = $274B, 48% ple, OKX, Kraken, Crypto .com, Kalshi and Polymarket combined = $159B. Exactly Stripe's valuation.
The US owns 6 of the 10 spots.
Source : Multiples, October 18, 2026.
#fintech #stripe #revolut #crypto #unicorn
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Nik Storonsky went from intern at Lehman Brothers to CEO of Revolut, now valued at $115B.
2006: summer intern at Lehman Brothers in London. 2008: Lehman collapses. He is 24 and watches a global bank fail in real time.
Credit Suisse hires him. Five years trading emerging market billions. He keeps hitting the same wall: huge hidden fees on international payments.
2013: he leaves. 2015: he co-founds Revolut.
First product: a card to spend abroad with no exchange fees.
He owns around 29% of a $115B company.
The frustration he felt as a trader became the product he built as a founder.
Source: @Revolut, @Forbes
#revolut #fintech #neobank #founders #banking
2006: summer intern at Lehman Brothers in London. 2008: Lehman collapses. He is 24 and watches a global bank fail in real time.
Credit Suisse hires him. Five years trading emerging market billions. He keeps hitting the same wall: huge hidden fees on international payments.
2013: he leaves. 2015: he co-founds Revolut.
First product: a card to spend abroad with no exchange fees.
He owns around 29% of a $115B company.
The frustration he felt as a trader became the product he built as a founder.
Source: @Revolut, @Forbes
#revolut #fintech #neobank #founders #banking
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How Jane Fraser became the first woman to run a major Wall Street bank.
Goldman Sachs analyst in 1988. Harvard MBA. McKinsey partner for a decade. She wrote a book praising Citi as a model and Citi’s investment banking chief spent years recruiting her.
She joined in 2004 and EO in 2021.
She inherited a bank with a falling stock price and a complex structure. In 2023 she delivered the biggest overhaul in almost two decades. By Q2 2024 expenses were down 2% and Warren Buffett told her to keep going.
Two decades inside Citi. She knew every division before she ran it.
Source : Quartz, WSJ.
#citigroup #leadership #banking #finance #womeninfinance
Goldman Sachs analyst in 1988. Harvard MBA. McKinsey partner for a decade. She wrote a book praising Citi as a model and Citi’s investment banking chief spent years recruiting her.
She joined in 2004 and EO in 2021.
She inherited a bank with a falling stock price and a complex structure. In 2023 she delivered the biggest overhaul in almost two decades. By Q2 2024 expenses were down 2% and Warren Buffett told her to keep going.
Two decades inside Citi. She knew every division before she ran it.
Source : Quartz, WSJ.
#citigroup #leadership #banking #finance #womeninfinance
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⚠️ Revolut just went down globally.
Can we actually trust neobanks?
Before neobanks you walked into a branch when something broke. Today you post on X and wait.
Google Cloud outage in London. Revolut, HSBC and Lloyds all down simultaneously. Payments refused. Transfers inaccessible.
Neobanks run on cloud. Fast, lean, cheap. The trade-off is dependency. When Google Cloud falls, Revolut falls with it.
80 million customers. Licences across three continents. At that scale resilience needs to match ambition.
Digital banking is better. Operational resilience is the next frontier.
Source: Revolut, Le Parisien.
#revolut #neobank #fintech #banking #payments
Can we actually trust neobanks?
Before neobanks you walked into a branch when something broke. Today you post on X and wait.
Google Cloud outage in London. Revolut, HSBC and Lloyds all down simultaneously. Payments refused. Transfers inaccessible.
Neobanks run on cloud. Fast, lean, cheap. The trade-off is dependency. When Google Cloud falls, Revolut falls with it.
80 million customers. Licences across three continents. At that scale resilience needs to match ambition.
Digital banking is better. Operational resilience is the next frontier.
Source: Revolut, Le Parisien.
#revolut #neobank #fintech #banking #payments
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From junior analyst at Commercial Credit to CEO of Visa to CEO of Wells Fargo.
Charlie Scharf started under Sandy Weill alongside Jamie Dimon. Salomon Smith Barney CFO. Citigroup. JPMorgan retail banking. Visa CEO 2012. Left for his family in 2016. Wells Fargo CEO 2019.
He counts scandal and a Fed asset cap. 5 years later the bank is generating serious earnings again.
Every institution in his career was among the most important in global finance.
👉 Follow the money with me @arthur_bedel
#wellsfargo #visa #payments #banking #finance
Charlie Scharf started under Sandy Weill alongside Jamie Dimon. Salomon Smith Barney CFO. Citigroup. JPMorgan retail banking. Visa CEO 2012. Left for his family in 2016. Wells Fargo CEO 2019.
He counts scandal and a Fed asset cap. 5 years later the bank is generating serious earnings again.
Every institution in his career was among the most important in global finance.
👉 Follow the money with me @arthur_bedel
#wellsfargo #visa #payments #banking #finance
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