The pound is currently trading at a 7-week high against the US Dollar after the Democrats swept Congress, although analysts expect the losses to prove short-lived.

Healey “breathing space for today, fresh hope for the future”. The OBR, stagnant living standards, a collapsing savings rate and mortgage costs swallowing the biggest share of income in 20 years. Plenty of policies, nothing to change the trajectory. Every major decision ducked.

Tony Redondo from Cosmos Currency Exchange said gifting property early to beat IHT is a common but risk-laden strategy.
Should you leave your property to your children early to beat Inheritance Tax? | Personal Finance | Finance | Express.co.uk

Tony Redondo, founder of Cosmos Currency Exchange, said the scheme was “yet another policy that, being generous, has its heart in the right place, but is wholly inadequate”.
ftadviser.com/content/b1b352…

I suspect this will be a completely conventional Labour tax-and-spend Budget, a staging post for Burnham to call an early election next year and stand on an outright socialist manifesto.

cosmoscurrencyexchange.com/uk-budget-2026…

Tony Redondo, founder of Newquay-based Cosmos Currency Exchange, said every wobble in the pound affected the income of pensioners living abroad.

New alert to 1.1 million UK state pensioners 'before October 28' | Personal Finance | Finance | Express.co.uk

Tony Redondo, said years of high living costs and increased borrowing costs had left households struggling to manage their finances.
Financial pressures show as record number of IVAs issued | Personal Finance | Finance | Express.co.uk

Just over a week ahead of the UK Budget, the Pound is trading at its highest level against the Euro since May 2025 and at a 4-week high against the US Dollar.
Currency Specialist | Contact Cosmos Currency Exchange

Check out the latest article in my newsletter: The Company Next Door linkedin.com/pulse/company-… via @LinkedIn

British families sending a child to study in the US should plan their currency exchanges early or risk paying substantially more.
UK families sending child to study in USA 'could face unexpected cost' | Personal Finance | Finance | Express.co.uk

Check out the latest article in my newsletter: Alberta votes on Monday — ten questions, one that really matters linkedin.com/pulse/alberta-… via @LinkedIn

"For large, life-changing, and complex transactions such as an overseas property purchase, emigration, or probate payment, use a specialist who understands your priorities and risk tolerance, and builds a payment solution around you."

The Budget lands on 28 October. I wanted to hear from people who actually run things, so I put five questions to a group of professional contacts based around the UK and asked for honest answers, not polite ones.
They delivered.
lnkd.in/p/eBFrJKaC

“I never allow myself to hold an opinion on anything that I don’t know the other side’s argument better than they do”

Charlie Munger

"Fixed thresholds are admitted to be a barrier to growth, yet frozen income tax bands are weaponised to raise revenue through fiscal drag."
Key details of proposal to end personal tax allowance £12,570 freeze | Personal Finance | Finance | Express.co.uk

Major personal tax allowance £12,570 update as Bank of England says 'should rise automatically'

Major personal tax allowance £12,570 update as Bank of England says 'should rise automatically' | Chronicle Live

Check out the latest article in my newsletter: UK Budget 2026: Haldane Warns Britain Is on “Thin Ice”, and the Gilt Market Is Watching linkedin.com/pulse/uk-budge… via @LinkedIn

UK citizens selling homes in Europe 'lose £9,000 in 8 months' tonyredondoatcosmos.substack.com/p/uk-citizens-…

Brexit Isn't Britain's Real Problem. Productivity Is.

cosmoscurrencyexchange.com/brexit-isnt-br…

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