💡 A2A payments’ progress depends on trust, something that is clear from The Paypers’ Account-to-Account Payments Report 2026, now freely available to download ➡️ bit.ly/3TuCEHK

As A2A payments have expanded over the years, this third edition of the report will help all ate the complexities of A2A payments. Split into six sections covering the global landscape, our industry guide shares insights into:
✔ Real-time payments (RTPs) infrastructure and scheme evolution
✔ A2A technology enablers: Open Banking, Open Finance, and CBDCs
✔ A2A payments interoperability and cross-border scaling
✔ The global A2A market landscape – local and regional developments
✔ Regulations and fraud prevention

None of The Paypers' reports is complete without industry mappings, so we’ve prepared two infographics featuring local and regional A2A schemes and rails, plus Open Banking- and Open Finance-based A2A payments and technology providers.

Unipaas takes its embedded payments offering beyond the UK for the first time, launching in Ireland with @jpmorgan Payments.

Secret Santa is getting help from AI.
54% of US adults have used AI for at least one shopping task, up from 47% last year, and 41% wouldn’t admit AI helped them pick their gift, per @Visa’s 2026 Holiday Spending Shift Survey.

.@EPC_SEPA’s updated VOP matching recommendations (v2.0) sit alongside rulebook v1.1, effective from 20 Sept 2026. They set a shared reference for name comparison across natural and legal persons, while each Responding PSP keeps the final say on Match, Close Match, or No Match.

Your customers track their takeaway in real time. Why can’t they track their new card?

Hear how Nickel, @lithic & @Thales_Cyber modernised physical card issuance for real-time visibility and faster launches, with no heavy integrations.

▶️ Watch the recording: buff.ly/4cFaEjt

Vendor lock-in, fee blind spots, and costly integrations are the problems @ixopay is targeting with IXO One. Its new Agentic Suite adds Universal Tokens that keep raw credentials away from AI agents while capturing identity, consent, and purchase intent.

An unnamed EU-based entity may have lost $106M+ in crypto from accounts across several exchanges.
The funds were pulled out in USDC and USDT, then swapped into ETH and Monero, where they can’t be frozen.

🗨️ Read more: buff.ly/uuS5vCS

.@Klarna’s acquiring partner strategy in action: one PSP integration with Mollie unlocks a 350,000+ merchant network across 26 markets. Merchants skip separate onboarding, and Klarna scales without renegotiating every time it enters a new market.

Mollie Capital has landed in Spain.
Merchants processing payments with Mollie can now get revenue-based financing from €500 to €500K, with one flat fee, no credit check, and repayments that flex with daily sales.

🗨️ Read more: buff.ly/9mYD4tK

.@Mastercard’s Q3 call laid out its agentic commerce playbook: four trust requirements, four products (Agent Pay, Verifiable Intent, Agentic Trust Intelligence, Agent Connect), and a clear bet on full tokenisation over one-time virtual card numbers.

🗨️ Read more: buff.ly/uMvkiRT

.@Revolut is now officially a bank in New Zealand.
Revolut Bank New Zealand launches today as the country’s first digital bank, with ~$67M in local investment planned over five years and 3.50% p.a. intro savings for new customers.

🗨️ Read more: buff.ly/CDHlFSk

82% of organisations surveyed by @RegulaForensics have faced an external request to justify an identity decision, yet only 50% say they can rebuild one. Its 2027 outlook calls for lifecycle-wide verification, auditable decisions, and verifiable permissions for AI agents.

🧵 For years, payment initiation didn’t look like much of a business. That’s starting to change.

In our A2A Payments Report 2026, Jean Guillaume, CEO of @Powens_eu, explains what’s moving PIS forward and where it fits best.

@Powens_eu 3/ Does it matter that most UK Pay by Bank users can’t name it? Not really. Open Banking payments there grew 70% year-on-year.

When people see clear value, they use it, whatever it’s called.

@Powens_eu 4/ The biggest opportunity is recurring billing. PIS could challenge SEPA Direct Debit, with upfront authorisation and no mandates to manage. PSD3 will decide how far it goes.

Read the full piece 👉 buff.ly/tKJxznk

.@REVOLVE’s @SECGov filing confirms attackers used automated means to pull card-on-file data from its platform. No timeline disclosed, no total count yet, but state filings point to a sizeable breach. It’s another reminder that stored cards trade convenience for risk.

.@OPay_NG priced its $304M @NYSE IPO at $19 a share… then pulled it hours later.

The reason: a regulatory inquiry in an unnamed foreign jurisdiction that the company calls immaterial to its core business.

Indians put $2.65B into overseas stocks and debt in FY26, up 56% YoY, but the plumbing is still fragmented. @Razorpay’s new IFSCA licence lets platforms integrate once in @GIFTCity_ instead of juggling banks, compliance, and remittance partners.

.@HTX_Global is out of the UK. @TheFCA secured High Court undertakings barring the exchange from unlawfully promoting crypto to UK consumers on its website, app, and social media.

🗨️ Read more: buff.ly/Mf9Shvd