What do we say to a missed payroll? Not today. Even in Texas, winter can bring outages and slowdowns. Here are some quick tips for keeping payday on track when the weather turns. swb.us/4jO471Q #WinterPayroll #WinterIsComing
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Making a list and checking it twice? Add cybersecurity to your holiday checklist. Learn how to protect your business from phishing scams, ransomware, payment fraud, and other seasonal cyber threats. swb.us/4sJ9aD7
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Stocks tumbled and oil prices dropped, but Treasuries barely budged.

@Brigati_C breaks down the AI-driven sell-off, the sharp move in oil, & what the bond market may be signaling. blog.swbc.com/investmenthub/…
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What is Absorption? It's Multifamily Monday!

Absorption is the rate at which available multifamily units are leased or occupied within a market over a specific period of time. Put simply, it measures how quickly units are being rented. swb.us/4dKtxtt

#MultifamilyMonday
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What will drive multifamily investment success in 2027?

From demographic shifts and property technology to insurance costs and emerging opportunities, today’s decisions can shape tomorrow’s returns. Read more: swb.us/4jWRaCX
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Not every distressed multifamily property is a bargain.

Learn how to identify warning signs tied to property condition, occupancy, financial performance, management, and local market trends before investing.

Read more: swb.us/4yxciTQ
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An insurance lapse can signal more than a coverage gap. Learn how connecting Hybrid CPI and collections can help credit unions identify risk earlier and take a more proactive approach.

Read more: swb.us/4jNvoBA

#SWBC #RiskManagement #Collections
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A hurricane prep checklist for homeowners:
✔ Charge backup batteries
✔ Photograph each room
✔ Save emergency contacts offline
✔ Have a power outage plan

Your future self will thank you.
Learn more in our latest Weathering Homeownership blog: swb.us/3U4l2CP
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Inflation. Interest rates. Market volatility. A successful retirement plan isn't built for one economy. It's built to adapt to any economy. Read our latest article swb.us/4yD1KT9.
Learn strategies for navigating uncertainty while staying focused on your long-term goals.
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AI stocks slid, Treasuries caught a bid, and the Fed held rates steady. @Brigati_C breaks down what moved markets last week:
blog.swbc.com/investmenthub/…
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Increased online activity, seasonal staffing, and year-end demands can create opportunities for cyber threats. Review your cyber insurance coverage now to help protect your business before year-end. swb.us/4rWQbV2
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We'll leave the ghost hunting to someone else.
We prefer investments backed by real properties, real communities, and real opportunities.
No tricks, just bricks.

Happy Halloween from SWBC Real Estate!
#HappyHalloween #SWBCRealEstate
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The commute was long.
The deadlines were near.
A surprise Teams call filled everyone with fear.
Fortunately, not every workplace fright has to be faced alone. Brave the seasonal spooks with SWBC Payroll + HR. swb.us/3W5k9ua
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SWBC CIO @ChrisBrigati was featured in Bloomberg, MarketWatch, Business Insider, Yahoo!Finance, MSN, and Seeking Alpha, sharing insights on markets, rates, Big Tech, and AI

Articles:
Seeking Alpha: bit.ly/4igM020
MSN: bit.ly/4BAk4z6
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What do dog bites, viral social media posts, and car crashes have in common? They can all create liability claims that exceed standard insurance limits. Learn how umbrella insurance helps protect your finances when the unexpected happens. swb.us/3UhsjPH
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The 10-Year Treasury yield slipped below 5% as investors sought safety amid AI spending questions and rising oil prices. @Brigati_C breaks down the week.

Read the full commentary: blog.swbc.com/investmenthub/…
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SWBC CIO Chris Brigati joined FOX Business' Claman's Power Players to discuss the economy, markets, investment opportunities, and AI. Check it out: fxn.ws/4yEaecR
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What is a Cap Rate? It's Multifamily Monday!
A cap rate, or capitalization rate, helps estimate a property's potential return rate based on its net operating income and market value. Investors often use cap rates to compare opportunities and evaluate risk. swb.us/4yCS0t2
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Get life insurance. Keep your family steady when plans change. 🌀

Simple to obtain. Powerful when it matters most.

👉 swb.us/4yjMFWr

#SWBC
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Don't miss SWBC CIO, Chris Brigati, on FOX Business' Claman's Power Players tonight at 6 p.m. CST discussing markets and the week ahead.
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