Root Insurance retweeted
Hyundai Secure+ powered by Root is live.
Arizona pilot. 14 Phoenix-area Hyundai dealers. Eligible customers who finance or lease a new Hyundai through Hyundai Finance get 6 months of Root insurance included.
That’s a real partnership — coverage in the car-buying moment, not a link you click after.
Insurance is part of affordability. Meet the customer where they already are.
Arizona pilot. 14 Phoenix-area Hyundai dealers. Eligible customers who finance or lease a new Hyundai through Hyundai Finance get 6 months of Root insurance included.
That’s a real partnership — coverage in the car-buying moment, not a link you click after.
Insurance is part of affordability. Meet the customer where they already are.
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(7/7) We're grateful to our customers, partners, teammates, and shareholders for their continued support.
Read our full Q3 shareholder letter, including forward-looking statements: ir.joinroot.com/static-files/f…
Read our full Q3 shareholder letter, including forward-looking statements: ir.joinroot.com/static-files/f…
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(6/7) We're investing in AI and automation across our insurance operations as AI agents begin changing how customers compare coverage and shop for insurance.
Our focus remains on building long-term growth opportunities while maintaining underwriting discipline.
Our focus remains on building long-term growth opportunities while maintaining underwriting discipline.
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(5/7) We completed development of our latest proprietary pricing model and began deploying it in Q4.
Root also expanded into Wyoming, bringing our footprint to 38 states and approximately 81% of the U.S. population.
Root also expanded into Wyoming, bringing our footprint to 38 states and approximately 81% of the U.S. population.
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(4/7) Our Partnership channel continues to play a larger role in how we reach customers.
New writings grew 19% YoY, accounting for 52% of total new writings, compared with 44% in Q3 2025.
New writings grew 19% YoY, accounting for 52% of total new writings, compared with 44% in Q3 2025.
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(2/7) Q3 financial results:
$381M revenue
$14M net income (~18% annualized ROE)
$34M adjusted EBITDA
97.2% net combined ratio (improved 4.9 points YoY)
484K policies in force (up 4% YoY)
$381M revenue
$14M net income (~18% annualized ROE)
$34M adjusted EBITDA
97.2% net combined ratio (improved 4.9 points YoY)
484K policies in force (up 4% YoY)
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(1/7) Root reported $14M in net income for Q3 2026, maintaining profitability while investing in new growth opportunities across pricing, technology, and distribution.
A look at the quarter 👇
A look at the quarter 👇
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Thanks to everyone who joined us to talk car insurance, severe weather, and everything in between.
Catch up on the Q&A: reddit.com/r/RootInsuranc…
Catch up on the Q&A: reddit.com/r/RootInsuranc…
Severe weather can raise questions about car insurance coverage and claims.
Join Root actuary Chelsea Adler and our team for a Reddit AMA on Oct. 28 at 11 a.m. ET.
Submit your questions ahead of time: reddit.com/r/RootInsuranc…
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Ahead of Q3 earnings, we're collecting questions for Root's leadership team.
DM us your question. Selected questions will be addressed publicly. No individual replies.
DM us your question. Selected questions will be addressed publicly. No individual replies.
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AI agents don't care about commercials. They care about price and coverage. And that's going to change how insurers compete.
Root Founder & CEO Alex Timm on the future of car insurance in @_diginsurance: livearticles.net/arizent/270965…
Root Founder & CEO Alex Timm on the future of car insurance in @_diginsurance: livearticles.net/arizent/270965…
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Severe weather can raise questions about car insurance coverage and claims.
Join Root actuary Chelsea Adler and our team for a Reddit AMA on Oct. 28 at 11 a.m. ET.
Submit your questions ahead of time: reddit.com/r/RootInsuranc…
Join Root actuary Chelsea Adler and our team for a Reddit AMA on Oct. 28 at 11 a.m. ET.
Submit your questions ahead of time: reddit.com/r/RootInsuranc…
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Root Insurance retweeted
To Fix Insurance, AI Will First Expose It hubs.li/Q04CcgWW0 Written by Alex Timm of Root Insurance
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What does it take to put AI to work effectively in insurance?
Root Founder & CEO Alex Timm explores the role of technology, data, and engineering in his first @ForbesBizCncl article.
forbes.com/councils/forbe…
Root Founder & CEO Alex Timm explores the role of technology, data, and engineering in his first @ForbesBizCncl article.
forbes.com/councils/forbe…
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State 38 feels great. Root has expanded to Wyoming!
Drivers across the state can now get a car insurance quote, customize their coverage, and purchase a policy in just minutes.
ir.joinroot.com/news-releases/…
Drivers across the state can now get a car insurance quote, customize their coverage, and purchase a policy in just minutes.
ir.joinroot.com/news-releases/…
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Founded right here in Columbus, Root is lowering car insurance base rates in our home state of Ohio by 13% on average.
This represents ~$3.4M in annualized savings for local policyholders as our precision pricing model captures market efficiencies.
This represents ~$3.4M in annualized savings for local policyholders as our precision pricing model captures market efficiencies.
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@Experian analyzed insurance pricing across the country and named Root the cheapest full coverage car insurance in 17 states.
experian.com/blogs/ask-expe…
experian.com/blogs/ask-expe…
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