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Root Insurance retweeted
Hyundai Secure+ powered by Root is live.

Arizona pilot. 14 Phoenix-area Hyundai dealers. Eligible customers who finance or lease a new Hyundai through Hyundai Finance get 6 months of Root insurance included.

That’s a real partnership — coverage in the car-buying moment, not a link you click after.

Insurance is part of affordability. Meet the customer where they already are.
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(7/7) We're grateful to our customers, partners, teammates, and shareholders for their continued support.

Read our full Q3 shareholder letter, including forward-looking statements: ir.joinroot.com/static-files/f…
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(6/7) We're investing in AI and automation across our insurance operations as AI agents begin changing how customers compare coverage and shop for insurance.

Our focus remains on building long-term growth opportunities while maintaining underwriting discipline.
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(5/7) We completed development of our latest proprietary pricing model and began deploying it in Q4.

Root also expanded into Wyoming, bringing our footprint to 38 states and approximately 81% of the U.S. population.
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(4/7) Our Partnership channel continues to play a larger role in how we reach customers.

New writings grew 19% YoY, accounting for 52% of total new writings, compared with 44% in Q3 2025.
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Replying to @RootInsurance
(3/7) We expanded our embedded insurance efforts with two automotive partners:

Extended our relationship with @Carvana through August 2028.

Launched the Hyundai Secure+ Powered by Root pilot with @Hyundai in Phoenix-area dealerships.
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Replying to @RootInsurance
(2/7) Q3 financial results:

$381M revenue
$14M net income (~18% annualized ROE)
$34M adjusted EBITDA
97.2% net combined ratio (improved 4.9 points YoY)
484K policies in force (up 4% YoY)
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(1/7) Root reported $14M in net income for Q3 2026, maintaining profitability while investing in new growth opportunities across pricing, technology, and distribution.

A look at the quarter 👇
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Thanks to everyone who joined us to talk car insurance, severe weather, and everything in between.

Catch up on the Q&A: reddit.com/r/RootInsuranc…
Severe weather can raise questions about car insurance coverage and claims.

Join Root actuary Chelsea Adler and our team for a Reddit AMA on Oct. 28 at 11 a.m. ET.

Submit your questions ahead of time: reddit.com/r/RootInsuranc…
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Ahead of Q3 earnings, we're collecting questions for Root's leadership team.

DM us your question. Selected questions will be addressed publicly. No individual replies.
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AI agents don't care about commercials. They care about price and coverage. And that's going to change how insurers compete.

Root Founder & CEO Alex Timm on the future of car insurance in @_diginsurance: livearticles.net/arizent/270965…
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Replying to @KabraxFX
See you in the comments section 👀
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Replying to @KabraxFX
We'd love to have your questions! 🤝
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Severe weather can raise questions about car insurance coverage and claims.

Join Root actuary Chelsea Adler and our team for a Reddit AMA on Oct. 28 at 11 a.m. ET.

Submit your questions ahead of time: reddit.com/r/RootInsuranc…
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Root Insurance retweeted
To Fix Insurance, AI Will First Expose It hubs.li/Q04CcgWW0 Written by Alex Timm of Root Insurance
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What does it take to put AI to work effectively in insurance?

Root Founder & CEO Alex Timm explores the role of technology, data, and engineering in his first @ForbesBizCncl article.

forbes.com/councils/forbe…
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State 38 feels great. Root has expanded to Wyoming!

Drivers across the state can now get a car insurance quote, customize their coverage, and purchase a policy in just minutes.

ir.joinroot.com/news-releases/…
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Founded right here in Columbus, Root is lowering car insurance base rates in our home state of Ohio by 13% on average.

This represents ~$3.4M in annualized savings for local policyholders as our precision pricing model captures market efficiencies.
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Replying to @JHuettOfficial
Thanks for the shoutout!
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Replying to @Experian
@Experian analyzed insurance pricing across the country and named Root the cheapest full coverage car insurance in 17 states.

experian.com/blogs/ask-expe…
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