Had the pleasure of joining a fireside chat at the British Residence in New York last week, on the sidelines of Swell, talking about the UK’s role in the future of financial services. TLDR: it's going to be huge.
Not many people know that our London HQ is Ripple's largest office We bet big on London early on. When we took on our current office in 2018 it was two floors with a lot of empty desks. Today it is three floors, every desk is full and we are over capacity.
We made that bet because the UK had the building blocks: deep capital markets, world-leading legal frameworks and regulators, and exceptional talent. But regulation was the missing piece. Post-MiCA, a gap opened up: we were signing deals with major banks across the EU while large UK institutions held back.
That has changed. The UK now has a comprehensive cryptoasset and stablecoin framework incoming, we have a superb City Minister @LucyRigby KC MP and Digital Markets Champion Christopher Woolard CBE driving this agenda forward at real pace, and we are starting to see meaningful engagement from leading financial institutions.
Last week’s announcement with @avivainvestors is a great proof point: a tokenised share class of their £22 billion Sterling Liquidity Fund, launched on the XRP Ledger.
Thanks to the British Consulate team for hosting, City of London Corporation for convening and to @citypolicychair for moderating our discussion. I'm excited for what comes next.
Not many people know that our London HQ is Ripple's largest office We bet big on London early on. When we took on our current office in 2018 it was two floors with a lot of empty desks. Today it is three floors, every desk is full and we are over capacity.
We made that bet because the UK had the building blocks: deep capital markets, world-leading legal frameworks and regulators, and exceptional talent. But regulation was the missing piece. Post-MiCA, a gap opened up: we were signing deals with major banks across the EU while large UK institutions held back.
That has changed. The UK now has a comprehensive cryptoasset and stablecoin framework incoming, we have a superb City Minister @LucyRigby KC MP and Digital Markets Champion Christopher Woolard CBE driving this agenda forward at real pace, and we are starting to see meaningful engagement from leading financial institutions.
Last week’s announcement with @avivainvestors is a great proof point: a tokenised share class of their £22 billion Sterling Liquidity Fund, launched on the XRP Ledger.
Thanks to the British Consulate team for hosting, City of London Corporation for convening and to @citypolicychair for moderating our discussion. I'm excited for what comes next.
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The UK is leading the way on tokenised finance. 👀
@avivainvestors has tokenised its £22 billion Sterling Liquidity Fund on the XRPL, its second tokenised fund in a few months. And Aviva has invested £50m of its own money in it.
A British asset manager, a Sterling fund and genuine institutional conviction. Proud that @Ripple is supporting it from London 🇬🇧
@avivainvestors has tokenised its £22 billion Sterling Liquidity Fund on the XRPL, its second tokenised fund in a few months. And Aviva has invested £50m of its own money in it.
A British asset manager, a Sterling fund and genuine institutional conviction. Proud that @Ripple is supporting it from London 🇬🇧
Big news as Aviva Investors announces the launch of a tokenized share class of the Aviva Investors Sterling (GBP) Liquidity Fund on the XRP Ledger.
The Sterling (GBP) Liquidity Fund is Aviva Investors’ largest fund at around £22 billion in assets under management, and this move marks an expansion of Aviva Investors’ tokenised fund offering, following the launch of its tokenized USD Liquidity Fund in July.
Investors receive the same protections as those in the conventional fund, which was initially launched in 2002.
Markets are moving to 24/7 access and real-time settlement. This is what that looks like in practice.
For professional investors only. Capital at risk.
ripple.com/ripple-press/a…
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Heading to NY for @Ripple Swell - my 10th Swell!
I was challenged to list every location we’ve been to over the years. Safe to say, I’m claiming that as my superpower. 😂
Expecting the biggest Swell yet. It’s been an incredible year so far and I’m excited to share more about our positive momentum.
Looking forward to seeing our customers, partners and the #XRPArmy. 💙 let’s go! 🇺🇸
I was challenged to list every location we’ve been to over the years. Safe to say, I’m claiming that as my superpower. 😂
Expecting the biggest Swell yet. It’s been an incredible year so far and I’m excited to share more about our positive momentum.
Looking forward to seeing our customers, partners and the #XRPArmy. 💙 let’s go! 🇺🇸
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We’re fully licensed in Europe and excited to keep building on the incredible momentum of recent months. Let’s go!🚀
It’s official: Ripple has received its EU CASP license. We are now fully MiCA-compliant and ready to meet growing European crypto demand on.ripple.com/3T0soWU
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Cassie Craddock retweeted
This is what compliance-first looks like - and why European institutions choose to build with Ripple.
We have preliminary approval of our CASP license 🎉 Once fully approved, European banks, FIs and fintechs will be able to access our end-to-end cryptoasset and stablecoin payments infrastructure through a single regulated integration. The next wave of institutional digital asset adoption in Europe is here!
ripple.com/ripple-press/r…
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We have preliminary approval of our CASP license 🎉 Once fully approved, European banks, FIs and fintechs will be able to access our end-to-end cryptoasset and stablecoin payments infrastructure through a single regulated integration. The next wave of institutional digital asset adoption in Europe is here!
ripple.com/ripple-press/r…
ripple.com/ripple-press/r…
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Cassie Craddock retweeted
From @money2020 Europe, @CraddockCJ breaks down how @Ripple is connecting the full digital asset stack - payments, custody, and tokenization - on one infrastructure. ⤵️
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One thing we consistently hear from banks and financial institutions is that while they recognise the benefits of digital asset technology, they require a straightforward way of accessing those benefits.
They're looking for trusted partners to help them meet a range of needs including custody, liquidity, settlement and compliance, to allow them to focus on what matters most: delivering better experiences for their customers.
What’s more, as the digital assets industry matures financial institutions want partners who combine innovative technology with regulatory certainty - that's why obtaining licences around the world is an important strategic priority for @Ripple. Our recent licences in the UK and Luxembourg build on the regulatory foundation that enables us to deliver faster, more transparent and more cost-effective cross-border payments in a compliant way.
In light of this, I recently joined Paul on FinTech Future’s ‘What the FinTech?’ podcast to discuss Ripple's strategy and investment in the UK and Europe, the region’s evolving regulatory landscape, and the future of cross-border payments.
Thanks to Paul and the team for having me on. You can listen to our conversation here.
fintechfutures.com/paytech/what-t…
They're looking for trusted partners to help them meet a range of needs including custody, liquidity, settlement and compliance, to allow them to focus on what matters most: delivering better experiences for their customers.
What’s more, as the digital assets industry matures financial institutions want partners who combine innovative technology with regulatory certainty - that's why obtaining licences around the world is an important strategic priority for @Ripple. Our recent licences in the UK and Luxembourg build on the regulatory foundation that enables us to deliver faster, more transparent and more cost-effective cross-border payments in a compliant way.
In light of this, I recently joined Paul on FinTech Future’s ‘What the FinTech?’ podcast to discuss Ripple's strategy and investment in the UK and Europe, the region’s evolving regulatory landscape, and the future of cross-border payments.
Thanks to Paul and the team for having me on. You can listen to our conversation here.
fintechfutures.com/paytech/what-t…
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Amsterdam delivered.
Money20/20 Europe continues to be one of the most energising events in the European calendar, and this year felt like a genuine inflection point. The Ripple lounge was busy throughout, and the quality of dialogue was genuinely impressive. From custody and management and tokenisation, the depth of conversation reflected just how seriously institutions are now engaging with this space.
What struck me across the week was a shift in how people are framing the opportunity. Less asking should they engage with crypto and more how do they quickly get on board with the technology. Banks, fintechs, and payment providers are moving from exploration to execution.
Europe is well placed to lead here. The regulatory foundations are being laid, institutional appetite is real, and the infrastructure exists. The institutions moving now are the ones who will define the next decade of financial services.
Money20/20 Europe continues to be one of the most energising events in the European calendar, and this year felt like a genuine inflection point. The Ripple lounge was busy throughout, and the quality of dialogue was genuinely impressive. From custody and management and tokenisation, the depth of conversation reflected just how seriously institutions are now engaging with this space.
What struck me across the week was a shift in how people are framing the opportunity. Less asking should they engage with crypto and more how do they quickly get on board with the technology. Banks, fintechs, and payment providers are moving from exploration to execution.
Europe is well placed to lead here. The regulatory foundations are being laid, institutional appetite is real, and the infrastructure exists. The institutions moving now are the ones who will define the next decade of financial services.
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Genuinely honoured to be named as one of the Financial News Rising Stars of European Finance 2026.
The past year at @Ripple has been one of the most defining of my career. We’ve delivered our digital assets infrastructure to some of Europe’s biggest banks, including @bbva and @intesasanpaolo . We’ve secured licences in the UK and EU, enabling us to offer fully licensed crypto-enabled cross-border payments across the region. And at a global level we've made a series of landmark acquisitions which we are incorporating into our business - including here in Europe - to significantly expand what Ripple can offer across payments, treasury and trading.
This has been complex, demanding work. But it's also been a reminder of what's possible when you focus on what matters and have the right team around you.
I joined Ripple over eight years ago, when blockchain was still finding its feet. Watching this industry mature, while playing my small part in that here at Ripple, is something I'm genuinely proud of.
fnlondon.com/lists/redirect…
The past year at @Ripple has been one of the most defining of my career. We’ve delivered our digital assets infrastructure to some of Europe’s biggest banks, including @bbva and @intesasanpaolo . We’ve secured licences in the UK and EU, enabling us to offer fully licensed crypto-enabled cross-border payments across the region. And at a global level we've made a series of landmark acquisitions which we are incorporating into our business - including here in Europe - to significantly expand what Ripple can offer across payments, treasury and trading.
This has been complex, demanding work. But it's also been a reminder of what's possible when you focus on what matters and have the right team around you.
I joined Ripple over eight years ago, when blockchain was still finding its feet. Watching this industry mature, while playing my small part in that here at Ripple, is something I'm genuinely proud of.
fnlondon.com/lists/redirect…
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Winners 🏆
Last night, @ColU_Women won the @EssexCountyFA Trophy, and I had the honour of captaining the side.
Three seasons, three trophies — there’s no better feeling than winning.
This one felt even more special, celebrating with our little guy Toby as our number one fan.
then ⚽️🚀
Last night, @ColU_Women won the @EssexCountyFA Trophy, and I had the honour of captaining the side.
Three seasons, three trophies — there’s no better feeling than winning.
This one felt even more special, celebrating with our little guy Toby as our number one fan.
then ⚽️🚀
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Cassie Craddock retweeted
Ripple Custody has been on a tear the past few months. Digital asset custody is the foundation for any enterprise moving into crypto, whether you’re a bank or a fintech. Ripple Custody is built for how and where customers already operate — customizable to their needs, not one-size-fits-all.
With Ripple Custody you get:
- Flexible deployment (SaaS, on-prem, hybrid)
- Integrations across payments, tokenization, and staking
- Stronger controls + simpler workflow
These capabilities are clearly resonating, with new global customers like Kbank and Kyobo Life Insurance joining BBVA, Intesa Sanpaolo, AMINA Bank, and others on our roster. Proud of the team for meeting our customers where they are, and continuing to ship a top-tier product.
With Ripple Custody you get:
- Flexible deployment (SaaS, on-prem, hybrid)
- Integrations across payments, tokenization, and staking
- Stronger controls + simpler workflow
These capabilities are clearly resonating, with new global customers like Kbank and Kyobo Life Insurance joining BBVA, Intesa Sanpaolo, AMINA Bank, and others on our roster. Proud of the team for meeting our customers where they are, and continuing to ship a top-tier product.
Without secure, compliant custody, every digital asset strategy — including payments, tokenization, and staking — becomes harder to scale: on.ripple.com/4vOR97g
Custody is the governance layer that everything else runs on.
Learn how Ripple Custody is making that possible for institutions worldwide.
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Digital asset adoption has moved from pilot to production. In my view, nowhere is that clearer than in Europe.
Custody is the infrastructure layer that is making this transformation possible. Without secure, compliant custody architecture, digital asset strategies, be it payments, tokenization, staking or treasury management, inherit impractical risk.
@Ripple Custody has seen some huge momentum in the early part of 2026. In Italy for instance, @intesasanpaolo one of Europe's leading banks, is now using Ripple Custody to support its digital asset initiatives. A clear signal of where European institutional adoption is heading, as well as the standard of infrastructure required to get there.
Embedded compliance, enterprise-grade key management, institutional staking, and real-world asset custody across new markets: each capability exists to remove friction so institutions can go live faster, operate with confidence, and scale without compromise.
The next phase won't be defined by experimentation; it will be defined by operational maturity. Custody is where that starts.
Read more here: ripple.com/insights/rippl…
Custody is the infrastructure layer that is making this transformation possible. Without secure, compliant custody architecture, digital asset strategies, be it payments, tokenization, staking or treasury management, inherit impractical risk.
@Ripple Custody has seen some huge momentum in the early part of 2026. In Italy for instance, @intesasanpaolo one of Europe's leading banks, is now using Ripple Custody to support its digital asset initiatives. A clear signal of where European institutional adoption is heading, as well as the standard of infrastructure required to get there.
Embedded compliance, enterprise-grade key management, institutional staking, and real-world asset custody across new markets: each capability exists to remove friction so institutions can go live faster, operate with confidence, and scale without compromise.
The next phase won't be defined by experimentation; it will be defined by operational maturity. Custody is where that starts.
Read more here: ripple.com/insights/rippl…
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Best breakfast meeting ever — when the CEO of the bank you proudly support turns up with their adorable sausage dog 😍 Now that’s how you start the day! 🇫🇷🌭
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Paris Blockchain Week 2026: done!
From the Ripple Roadshow Paris where we were joined by fantastic speakers including David Durouchoux, Myles Harrison, and Frédéric Dalibard, to Paris Blockchain Week itself, to the Mastercard Crypto Day at the Eiffel Tower, to Societe Generale - ench Ministry of Finance, every conversation pointed in the same direction: institutional adoption of digital assets isn't something that’s on the horizon. It's happening now.
The debate has moved on. The focus is on infrastructure and real-world use cases. And the people I was fortunate enough to spend time with this week are the ones building it. Banks, asset managers, fintechs, and regulators, all discussing how to do this properly and at scale.
A huge thanks to our Roadshow speakers; to Mastercard and Societe Generale - FORGE for hosting me; to our clients, partners and everyone who joined us across the week; and to the Ripple team who made it all happen behind the scenes.
The energy was real, the momentum even more so.
À l'année prochaine!
From the Ripple Roadshow Paris where we were joined by fantastic speakers including David Durouchoux, Myles Harrison, and Frédéric Dalibard, to Paris Blockchain Week itself, to the Mastercard Crypto Day at the Eiffel Tower, to Societe Generale - ench Ministry of Finance, every conversation pointed in the same direction: institutional adoption of digital assets isn't something that’s on the horizon. It's happening now.
The debate has moved on. The focus is on infrastructure and real-world use cases. And the people I was fortunate enough to spend time with this week are the ones building it. Banks, asset managers, fintechs, and regulators, all discussing how to do this properly and at scale.
A huge thanks to our Roadshow speakers; to Mastercard and Societe Generale - FORGE for hosting me; to our clients, partners and everyone who joined us across the week; and to the Ripple team who made it all happen behind the scenes.
The energy was real, the momentum even more so.
À l'année prochaine!
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Cassie Craddock retweeted
@signalweek’s Bercy side event hosted its second panel of the day: Reshuffling financial infrastructure — evolution or revolution?
🎤 With @The_DTCC (@nchakar), @Swiftcommunity (Thierry Chilosi), @EuroclearGroup (Guillaume Eliet), @Ripple (@CraddockCJ) on stage 👇 #PBW2026
🎤 With @The_DTCC (@nchakar), @Swiftcommunity (Thierry Chilosi), @EuroclearGroup (Guillaume Eliet), @Ripple (@CraddockCJ) on stage 👇 #PBW2026
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Cassie Craddock retweeted
@CraddockCJ (@Ripple) has been building for 14 years. The focus: end-to-end digital infrastructure so that banks can build their own digital asset business — faster, cheaper, on robust rails.
Bridges between TradFi and DeFi don't build themselves. 🌉
Bridges between TradFi and DeFi don't build themselves. 🌉
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