You reach $5M net worth.

Would you rather:

A. Die with $10M and leave your kids a fortune?

B. Spend more, help your kids along the way, and die with $2M?

C. Give your kids most of your money while you’re around to see what they do with it.

What’s your choice?

Bitcoin bitcoin:native announced their new CEO after yesterday’s $6.3B Binance hack.

Okie dokie then.

Hope my broker run accounts did better

How’s your day going?? 🫣

Yeah I know I could be doing this.

But I worked to build wealth so I can afford pay other people to take care of my yard.

Assuming a 5% withdrawal rate in retirement (the 4% rate is old news), you need the following portfolios to cover the monthly expenses listed.

Expenses • portfolio
$4,000 •• $960k
$5,000 •• $1.2M
$6,000 •• $1.44M
$7,000 •• $1.68M
$8,000 •• $1.92M
$9,000 •• $2.16M
$10,000 •• $2.4M

$1M in retirement doesn’t buy much.

You reach $5M net worth.

Would you rather:

A. Die with $10M and leave your kids a fortune?

B. Spend more, help your kids along the way, and die with $2M?

C. Give your kids most of your money while you’re around to see what they do with it.

What’s your choice?

Not everything is red today. 😭😭

Yeah I know I could be doing this.

But I worked to build wealth so I can afford pay other people to take care of my yard.

I’ve never had my bank get hacked and my fiat disappear.

Assuming a 5% withdrawal rate in retirement (the 4% rate is old news), you need the following portfolios to cover the monthly expenses listed.

Expenses • portfolio
$4,000 •• $960k
$5,000 •• $1.2M
$6,000 •• $1.44M
$7,000 •• $1.68M
$8,000 •• $1.92M
$9,000 •• $2.16M
$10,000 •• $2.4M

$1M in retirement doesn’t buy much.

I’ve never had my bank get hacked and my fiat disappear.

$AMZN -> Less than 1% gain in 2 years 😕
The S&P is up 20%

I chose $AMZN as my 52 week challenge in Jan 2025.

I have bought it every week since then, the only stock I have ever DCA’d.

I think @JeffBezos owes me an apology.
Or he can just give me some money.

Are the giant tech companies FOMOing into their capex expenditures? Panic building data centres?

Are they overly worried by the spending of their competitors?

Or are they all doing the right thing?

$AMZN
$GOOGL
$META
$MSFT
$ORCL

Ok, if this is true explain to us why you sued Tesla $TSLA to demand a trillion dollar pay package.

Why do you need that if money won’t matter??

Why the hypocrisy?

It’s not hard to get to $1M invested with a typical 10% return and compounding.

Invest $1K/month and it will take 22.4 years

$2k/mo, 16.5 years
$3k/mo, 13.4 years
$4k/mo, 11.3 years
$5k/mo, 9.8 years.

It is very doable.

I have 480 shares of $GOOGL

It got hit hard after releasing its earnings.

Would you hold, buy the dip, or sell/trim?
You can see my cost in the pics.

Google’s FCF is trending strongly downward.
The recent 4 quarters:
+$24.6B
+$14.8B
-$5.9B
-$9.1B

But revenue is exploding.

Nothing good financially happens after midnight.

The only exception is your compounding investments.

And those are just sitting there judging you as you convince yourself that one more “quick look” is necessary.

Chill out, everything is fine.

Get your 8 hours.

Here's something to think about tonight.

If your net worth doubled tomorrow, would your life actually change?

If the answer is no, maybe you've already built more financial security than you give yourself credit for.

Oh damn $GOOGL, earnings aren’t wowing the analysts.

Why you breaking our hearts?

I’ve had near 40 years of compounding.

Trust me, it works. It’s added millions to my stock accounts.

Stick with it and you will have the same experience.

It’s not magic, it’s math.