In today's The News You Need: AFSA's C3 Index shows consumer lender business conditions hit a record low in Q3 2026. Plus nearly $90M in midterm ads targeting data centers, and 70% of younger consumers sharing bank data.

The News You Need: clients.evodince.com/h/y/3CFE9D9287…

Democratic control of Congress could bring budget, oversight, and legislative pressure on financial regulators, with a presidential veto limiting the reach. Markets took the sweep in stride. Private employers added 86k jobs in October.

The News You Need: clients.evodince.com/h/y/3CFE9D9287…

Congratulations to our longtime board member Ginger Barrett of @1stFranklin on receiving the Irwin B. Holzman Legacy of Giving Award at last week’s @AFSA_DC Annual Meeting! 🏆 We’re incredibly grateful for Ginger’s commitment to advancing personal finance education and proud to erved recognition!

🚨THIS THURSDAY | AFSA Webinar | How Specialty Finance Leaders Can Use Tax Technology to Make Executive-Level Decisions on 11/5 at 2p ET presented by @RSMUSLLP.

We will explore how specialty finance organizations can leverage tax technology to improve data visibility, streamline actionable insights that support executive decision-making. Through real-world examples, we'll demonstrate how modern tax technology solutions can help organizations move beyond manual processes and use tax data to inform business strategy.

Register here: events.teams.microsoft.com/event/48c366f9…

Today in The News You Need… Voters head into the midterms focused on the economy, with high credit card rates a rare bipartisan issue. The SEC scrutinizes AI disclosures. Mortgage rates hit 7.4% before easing to 7.24%.

The News You Need: clients.evodince.com/h/y/3CFE9D9287…

Housing was bipartisan this year. Midterms may change things. Plus: GDP grew at a 3.4% annual rate in Q3, up from 2.2%.

The News You Need: clients.evodince.com/h/y/3CFE9D9287…

Fed held at 3.75-4%, and Warsh says one 2027 meeting will focus solely on strategy. Plus: AI investment and consumers likely boosted Q3 growth, and a report projects more auto finance fraud.

The News You Need: clients.evodince.com/h/y/3CFE9D9287…

To close out our conference, we’re sitting down with Napoleon “Napo” Rumteen, the Founder and CEO of Interactive EQ, Inc. who will help us learn how to measure the interpersonal skills that matter most as AI absorbs routine work.  
 
 #AFSA #AFSADC #PalmBeach #AFSAMeet

Good morning! We’re having breakfast with state financial regulators who are helping us understand the issues that matter to consumers and the industry, sponsored by @PayNearMe.  
 
 #AFSA #AFSADC #PalmBeach #AFSAMeet

Nothing fishy happening here! Kyle Rohrs, Head of Auto Fraud at @SentiLink maps where fraud and credit washing schemes are heading and what lenders can do to combat if not prevent them,  sponsored by @BMO_US. 
 
 #AFSA #AFSADC #PalmBeach #AFSAMeet

Need something to tide you over till 2027? 🌊🌴At our “Preparing for the Pendulum: Ready for January 2027?” session, our panel with, Stephen Obermeier, Partner of Litigation & Appellate Practice at WileyRein, Jayne Millerick, Vice President at DCI Group, and Scott J. Hyman PartDickinson LLP, walks us through action plans to get legal and compliance teams up to speed before January 2027, sponsored by ABS.
 
#AFSA #AFSADC #PalmBeach #AFSAMeet

Grab your snorkel! 🌊🐠We're taking a deep dive with our “Policy & Politics: The View from Washington and the States” general session to get exclusive Capitol Hill and state capital updates and insider insights from the AFSA team, sponsored by @ACI_Worldwide. 
 
 #AFSA #AFSADC #PalmBeach #AFSAMeet

In our “The State of Our Customers: What the Data Actually Show” session, we uncovered how our industry’s customers are behaving. Shams Blanc VP, Head of Auto at FICO and Nasim Khoshkhou SVP, Analytics & Data at Synchrony, helped us reel in fresh survey data on market conditions for A.
 
 #AFSA #AFSADC #PalmBeach #AFSAMeet

Come sail away with the 110th AFSA Annual Meeting! ⛵️This morning we were given a proper Breakers welcome by Palm Beach historian, Rick Rose, and unpacked findings on economic confidence heading into the midterms with Micah Roberts, Partner at Public Opinion Strategies and Jeff t Research, sponsored by InformedIQ. 
 
 #AFSA #AFSADC #PalmBeach #AFSAMeet

Closing the books on Day 1 of the AFSA Annual Meeting! Today, we spent time talking about leadership, problem-solving with decision makers, and sharing ideas. As a reward, we get to enjoy a sea-side soiree🍹, complete with delicious food and networking, generously sponsored by t sponsored by @FTIConsulting, and Décor sponsored by IM Group Marketing. 
 
Now, we rest up to catch the big wave of sessions that will shift the tides of tomorrow in consumer finance.  
 
 #AFSA #AFSADC #PalmBeach #AFSAMeet

Welcome to New Member Monday! Each week we welcome our new members at AFSA. This week, AFSA is pleased to welcome Vero Technologies.

All of our members play a crucial role at AFSA, furthering our mission to provide access and protections to credit. We are excited to have Vero r, and for their support of AFSA’s important role in strengthening consumer finance.

Great food, company, and a view? You can’t get much better than that! We’re settling in nicely here in Palm Beach and looking forward to a few days of important conversations, new connections, and fond memories. This wonderful early arrival reception was brought to us by FSA #AFSADC #PalmBeach #AFSAMeet

Good morning, Palm Beach! Registration is open until 6:00pm. Come say shell-o 🐚and check in for the AFSA Annual Meeting 2026!  
 
 #AFSA #AFSADC #PalmBeach #AFSAMeet